pacific coast edge

23 Day Closing Guarantee

Don't wait months for your mortgage! While other lenders can take two to three months to finance mortgages, we pledge to close your loan within 23 days, or less, of submission to a Complete Loan package. In the unlikely situation where we miss the mark, we'll make good by presenting $1,000 credit back to your account.

Simply Put – A Worry Free Closing In 23 Days!

Applies to standard purchase loans. Does not include non-agency jumbos, new construction, condos or co-ops.

Property must not have any non-permitted improvements and must appraise at or above the sale price.

Preliminary title work, CO, Survey should be rec'd within 15 days of initial application and all parties must be willing to schedule the closing at our requested time.

Closing dates must be at least 23 days and the guarantee applies towards the readiness from Pacific Coast Wholesale Lending.

A delay by client or any 3rd party scheduling conflict voids the guarantee.

4-Hour Pre-Approval

Getting Pre-Approved is your first step! A pre-approval is a conditional commitment issued by Pacific Coast Wholesale Lending, after a comprehensive analysis and verification of your credit worthiness. The issuance of a pre-approval letter will outline the affordability parameters and eliminate any guess work from your initial purchase process.

There are absolutely no up-front fees. You can shop for your new home without any unnecessary obligations.

Unlike other banks or lenders, the HomeLend pre-approval is done by our Underwriting team, not the sales staff.

We maintain physical and electronic safeguards that comply with federal standards to secure all information.

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Pre-Approval Is Your First Step